STANDARD MOTOR VEHICLE INSURANCE ACA

STANDARD MOTOR VEHICLE INSURANCE

A guarantee that provides protection or protection for any loss / damage / loss of the motor vehicle, which is due to risks guaranteed under the Motor Vehicle Insurance policy.

VEHICLE TYPE ANYTHING THAT CAN BE INSURED?

All types of vehicles can generally be insured, ranging from two-wheeled vehicles (motorcycles, scooters and the like), four-wheel vehicles Non Truck category (sedans, jeeps, minibuses and the like) as well as the vehicle category truck / pick up / Boxes and bus. Including accessories or additional equipment attached to the vehicle.

ANYONE WHO CAN insuring the vehicle?

All parties, both individuals and business entities with an interest in the subject matter insured may insure the kendaraaanya. Such as: The owners of objects of insurance, bank, financial institution lenders etc.

GUARANTEE WHAT ARE PROVIDED?

Basic guarantees:

1. comprehensif (Combined)

Is a guarantee that covers loss or damage to motor vehicles caused, among others, by:
- Collision, collision, overturned, slipped or fallen
- The evil deeds of others
- Theft including theft preceded or accompanied by violence or threats
- Fire from lightning strikes
- Damage to the vehicle during the crossing ferry managed by the Directorate General of Land Transportation
- Cost crane

2. The total loss / TLO

A. Ensure the damage is equal to or higher than 75% of hargaÂ coverage.
B. Ensure total loss due to theft
Warranty extension:

1. Typhoon, Storm, Hail, Flood and Landslide or
2. Earthquake, Tsunami and or Volcanic Eruption
3. Melee
4. Terrorism and Sabotage
5. Accident against driver
6. Accident to Passenger
7. Liability To Third Parties

THERE RISKS THAT ARE NOT GUARANTEED?

As with other insurance, motor vehicle insurance in the ACA there are some risks that are not guaranteed, among others: - Losses company, lost wages as a result he could not wear a motor vehicle accident. - Theft of tools and tooling additional (except as specified in the summary of the policy) - As a result of embezzlement - Loss / damage caused by insects / small animals, used in the race, overloaded, run in a state of disrepair, driven by people who do not have a driver's license, piloted over the road forbidden, war, reaction of atomic nuclei, construction errors or material.

HOW LONG DURATION OF COVERAGE?

Duration of motor vehicle insurance coverage ACA tailored to the needs of the insured. Could one year, less than one year or more than one year.

HOW TO DETERMINE THE PRICE OF COVERAGE?

The price of coverage the insured motor vehicle is the vehicle market price of the type of the same type at the time of the insurance cover.

HOW TO FILE A CLAIM?

Immediately report any damages unfortunate that you experienced to the ACA 24-Hour Hotline 021-31999100 or via e-mail at hotline@acains.com within 5 (five) days kalender.Â After reporting you will be given the number of claims reported by ACA officers. You will also be required to complete the necessary documents in accordance with the case that you are experiencing. After completing the document, the officer will then conduct a survey (photo of the vehicle) and interviews on events experienced. After that stage the direct claim is processed, the officer will inform the estimated time of completion of the repair / replacement claims.
Documents Needed When Using Claims